We subscribe to the philosophy of devoting the majority of our time to educating clients and showing them all of their options, investing our time in YOU. We concentrate on you and your real estate housing and loan needs. Satisfied clients refer their family, friends and neighbors to us for Real Estate and mortgage lending advice because our team believes in building strong, life-long relationships – one person at a time.

With Mary and Bob Willett you get five generations of Northern California expertise.

That’s five generations each. Bob’s family pioneered in the Nevada City/Grass Valley area originally immigrating to work in the mines. His family moved down to the ‘City’ in the early 50’s, settling into life in the beautiful fabulous 40’s area in East Sacramento. Bob grew up here, graduated from Jesuit High School and Cal State University, Sacramento, back when we all called it Sac State. Mary’s family lived in and near Woodland and the town of Verona on the River before establishing the Woodland Medical Clinic. She was born in the same hospital as her father and her grandmother. That definitely makes her a native daughter, graduating from St. Francis High School and ‘Sac State’. If you’re looking for solid area knowledge, we got it and it runs deep.

A licensed Real Estate Broker, Bob has over 20 years of experience in real estate lending. Bob’s mission is to help you through the sometimes-confusing real estate lending process. Bob is an Affordable Housing Specialist, a designation issued by the Institute for Affordable Housing. As a former Chairman of the Board, and active supporter and instructor of the Home Loan Counseling Center, Sacramento, Bob spends two to three nights a month teaching the basics of home ownership to center clients. Bob says one of the most rewarding aspects of this job is helping someone buy their first home. An approved DRE instructor, Bob also holds a California Community Colleges Limited Service Credential in Real Estate. At least one night each week, you’ll find Bob at American River College where he teaches a broker level class in Real Estate Finance.

A licensed Real Estate Agent and Realtor®, Mary’s experience in the Real Estate industry includes over 5years as a consultant to the Home Loan Counseling Center, marketing and raising needed funds; 9 yearsproviding marketingassistance to various businesses in the industry as well as time spent as an agent.

In 2004 Mary spent some time reinvesting in her career at a Real Estate Buyer’s Agent Council, Inc. course earning her Accredited Buyer RepresentativeDesignation (ABR®.) The ABR® designation is the benchmark of excellence in the field of buyer representation establishing that the agent has the proven experience and training to deliver ethical and professional service to real estate buyers. To earn the ABR®, agents are required to successfully complete a comprehensive course in buyer representation and an elective course focusing on a buyer representation specialty in addition to submitting documentation verifying professional experience.

Mary stays involved in the industry by volunteering as an approved instructor for the Home Loan Counseling Center of Sacramento and on the Sacramento Regional Partners in Homeownership committee. This committee of government agencies (including SHRA and HUD), non-profits and real estate companies produces a successful Homeownership Fair each year. It is because of this experience that Mary is well versed in first-time homebuyer programs, down payment assistance and targeted communities.

Paul began his real estate career over 15 years ago, initially opening Metro Realty Group and then beginning his own Mortgage Company after many frustrating attempts to find an organization with the same values he followed. Since their inception, 1st Sierra Mortgage/Metro Realty Group has always placed the client first, which Paul feels is the key to establishing strong, life-long relationships – one person at a time.

Paul is an active member of the Sacramento Association of Realtors, held leadership positions on various committees and is a major donor/instructor at the Home Loan Counseling Center of Sacramento, a non-profit specializing in affordable housing education.

Paul, Mary & Bob sometimes cover for each other when someone is away on a well-deserved vacation.